We launched TightWad a couple weeks ago, and I’m starting to figure out the best ways for me to use it and create my budgets, so I thought I’d share my approach. It’s pretty simple, and getting ready helped me reevaluate my budgeting and get rid of a few unnecessary expenses that I hadn’t reconsidered [...]
I get paid every other Wednesday.
Before taxes my 401(a) gets funded by my contribution and the matching funds from my employer. I work at a university and they’re very generous with their match, it’s actually well beyond matching.
My check is deposited to my local checking account for a predetermined amount, based on a budget that [...]
Shane’s question about what percent I save each month made me realize that I hadn’t talked about how I set my own salary a few months ago.
I reviewed my monthly budget back in June, which is something I try to do every few months. I’ve always had an entry for “Savings” but I’ve never done [...]