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Archive for August, 2008

Two Week Break
Thursday, August 28th, 2008

No Spend Month ends tomorrow for me and not on the 31st because I am going to be traveling for the next 15 days. I’m heading to Iceland to bike, camp, and explore the countryside. I have no itinerary, no plan. Just a bike, a tarp, clothes, and some food. When I get back I’ll [...]

One Day Left In No Spend Month
Thursday, August 28th, 2008

I haven’t spent anything since my last No Spend Month update, so it looks like I’m going to make it with $2 left.
I’ve already covered most of what I learned about how I spend my money - I need to eat out less and I need to drink at bars ever less. As I remove [...]

How I Manage My Finances
Wednesday, August 27th, 2008

I get paid every other Wednesday.
Before taxes my 401(a) gets funded by my contribution and the matching funds from my employer. I work at a university and they’re very generous with their match, it’s actually well beyond matching.
My check is deposited to my local checking account for a predetermined amount, based on a budget that [...]

Setting My Own Salary
Tuesday, August 26th, 2008

Shane’s question about what percent I save each month made me realize that I hadn’t talked about how I set my own salary a few months ago.
I reviewed my monthly budget back in June, which is something I try to do every few months. I’ve always had an entry for “Savings” but I’ve never done [...]

No Spend Month Is Wrapping Up
Tuesday, August 26th, 2008

I have just a few days left in August, and my $160 has been reduced to $2. I have enough food at home to make it to the 29th without issue, but this was definitely a challenging month.
There’s nothing wrong with eating well, and if you enjoy it and can afford it I think you [...]

9 Days Left In My No Spend Month
Wednesday, August 20th, 2008

The end of No Spend Month is rapidly approaching and I’m doing alright at living within my $160 budget for the month. The $150 I’d originally planned to follow looks like it won’t be possible, but who knows how these next 9 days will play out?
I currently have $20 left in my wallet. For the [...]

No-Spend August - 1 Week In
Thursday, August 7th, 2008

One week in to No-Spend month and I think I’m doing fairly well. I’ve spent $35 on food so far, and nothing else. Most of it went to vegetables at the grocery store, though I also got a few peppers from a farmers market last night.
Last night I also got together with a couple of [...]

No Spend Day 1
Friday, August 1st, 2008

For the first day of my No Spend month, I didn’t spend anything. I’ve been buying a half-dozen of “last night’s” bagels at the bagel place near work on Monday mornings, microwaving one a day for breakfast, for the past two weeks. It’s filling enough, and it’s a cheap way to eat since I can [...]

No Spend Month Begins
Friday, August 1st, 2008

After work today I swung by the ATM and got my money for the month. $160, cash. I had to do multiples of 20, so I ended up with $160. I’m still going to try to keep myself to $150, though.
I also picked up a few recipes online that I should be able to make [...]